Taxes in Montclair
Montclair layers a real, genuinely severe effective property-tax rate on top of New Jersey's own already nation-leading statewide average, producing one of the highest tax bills documented in this project.
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Learn moreA severely elevated effective rate by ZIP
Montclair's median effective property tax rate ran 3.38% in the 07042 ZIP and a notably higher 5.79% in the 07043 ZIP, per Ownwell -- both well above New Jersey's own 1.88% statewide average.
One of New Jersey's highest median tax bills
Montclair's median annual property tax bill (approximately $22,537 as of 2025) runs among the highest of any New Jersey Tier A market documented in this project, reflecting both the elevated rate and the town's genuinely high home values.
New Jersey's graduated state income tax applies, with no Montclair-specific add-on
New Jersey's real, genuinely graduated seven-bracket income tax (1.4% up to 10.75% above $1,000,000) applies statewide, including in Montclair, which levies no additional local earned-income tax.
Key takeaways
- Montclair's effective property-tax rate (3.38%-5.79% by ZIP) runs well above New Jersey's own statewide average.
- Montclair's median annual property tax bill (~$22,537) is among the highest of any New Jersey Tier A market.
- New Jersey's graduated state income tax applies with no additional Montclair-specific local tax layer.
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