Pros and Cons of Living in Montclair

Montclair's honest tradeoff is a real, nationally recognized arts-and-culture identity and genuine NYC rail access set against the highest housing and property-tax costs of any New Jersey Tier A market documented in this project.

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Real advantages

Montclair offers a real, nationally recognized arts-and-culture-district identity, genuine direct NYC rail access via seven stations, a real, top-quartile-statewide A-grade school district, a favorable crime profile, and a genuinely walkable downtown.

Real tradeoffs

Montclair's housing costs and effective property-tax rate both run severely elevated -- among the highest of any New Jersey Tier A market documented in this project -- and the town's economy runs largely through NYC-metro commuting income rather than local employers.

The net read

For high-income NYC commuters and families prioritizing top-tier schools and real arts culture, Montclair's advantages are genuine. For buyers with a firm budget below New Jersey's already-high statewide averages, other New Jersey Tier A markets will fit better.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.