Cost of Living in Hackensack

Hackensack's cost of living runs genuinely above the national median, driven by both above-average housing costs and an elevated local property-tax rate layered on New Jersey's statewide tax structure.

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Above-national-median housing costs

Zillow's average home value ran approximately $473,422 (up 3.2% year-over-year) -- genuinely above the national median, though below Bergen County's priciest towns.

An elevated property-tax layer on top

Hackensack's own median effective property tax rate (2.88%) runs above even Bergen County's already-elevated average (approximately 2.73%) -- a real, ongoing cost beyond the purchase price.

New Jersey's statewide income tax applies

New Jersey's real, graduated 7-bracket state income tax (1.4%-10.75%) applies in Hackensack as statewide -- see the state hub's taxes page for the full bracket structure. Hackensack levies no separate city income tax of its own, unlike Newark.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.