Living in Camden, NJ
Camden County
Camden carries a real, honest, and genuinely two-sided story this record does not flatten into either a doom narrative or an oversold turnaround -- the same non-doom, non-spin discipline this project applied to Cleveland, Rockford, and Dayton. Camden recorded 67 homicides in 2012, its most violent year on record, a per-capita rate roughly 18 times the national average, prompting Camden County to disband the Camden City Police Department entirely in 2013 and replace it with a new Camden County Police Department. Homicides fell to 12 that same year and to 17 by 2024 -- a real, substantial, well-documented 75% decrease from the 2012 peak -- a genuine improvement this record states plainly, even as Camden's overall crime rate still runs genuinely elevated relative to national and New Jersey benchmarks. Alongside policing reform, Camden has drawn real, substantial recent corporate investment: Subaru of America relocated its national headquarters from neighboring Cherry Hill to a new 250,000-square-foot Camden waterfront campus in 2018, secured with a real, disclosed roughly $118 million New Jersey tax-incentive package, joining Cooper University Health Care (currently pursuing a real $3 billion 'Imagine' expansion), Campbell Soup Company, NJ American Water, Rutgers University-Camden, and Rowan University as genuine, substantial economic anchors. Camden's housing runs genuinely, dramatically affordable -- Zillow's $122,990 typical home value runs far below both the national figure and New Jersey's own $584,681 statewide average -- though the city's effective property-tax rate (3.43%, per Ownwell) still runs above New Jersey's own already nation-leading statewide average. Camden's real transit access via the PATCO Speedline and RiverLINE light rail, plus the walkable Benjamin Franklin Bridge, offers a genuine, distinct advantage into Philadelphia most South Jersey suburbs lack. Camden's poverty rate remains real and genuinely high (roughly 30%-33.6%), and Camden City School District spent years under real New Jersey state takeover after being deemed the state's worst-performing district in 2013 -- this record discloses both Camden's real, substantial recovery and its real, ongoing challenges side by side, neither overselling the comeback nor ignoring it.
Explore Camden in depth
- Moving to Camden: Pros, Cons & What to Know
- Cost of Living in Camden
- Housing Market in Camden
- Buying a Home in Camden
- Renting in Camden
- Taxes in Camden
- Homeowners Insurance & Natural Hazard Costs in Camden
- Climate & Weather in Camden
- Jobs & Economy in Camden
- Schools in Camden
- Crime & Safety in Camden
- Healthcare in Camden
- Traffic & Transportation in Camden
- Best Areas to Live in Camden
- Pros and Cons of Living in Camden
- Retiring in Camden
- Who Should / Shouldn’t Move to Camden
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Learn moreHousing
Taxes
Not independently sourced at the Camden County level this session. New Jersey's top state income tax rate is 1.40%. See the New Jersey hub page for the statewide property tax context -- do not treat that figure as Camden-specific.
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Get local guidanceThe tradeoffs
Pros
Genuinely, dramatically affordable housing (Zillow's $122,990 typical home value) far below both national and New Jersey statewide figures; a real, substantial, and well-documented 75% homicide decline since 2012 following a genuine, closely-watched 2013 policing reform; real, current corporate investment led by Subaru of America's 2018 national-headquarters relocation and Cooper University Health Care's ongoing $3 billion expansion; genuine, direct PATCO Speedline and RiverLINE rail access into Philadelphia most South Jersey suburbs lack; strong regional healthcare access via Cooper University Health Care; and a real, substantial institutional presence via Rutgers University-Camden and Rowan University.
Cons
A real, still-elevated overall crime rate relative to national and New Jersey benchmarks, even after the genuine, substantial decline since 2012 -- this record does not let the reform story overstate how far the recovery has gone; a real, genuinely high poverty rate (roughly 30%-33.6% depending on source); a Camden City School District that spent years under New Jersey state takeover after being deemed the state's worst-performing district in 2013, with graduation-rate figures still running below the national average; and an effective property-tax rate that, despite Camden's low home values, still runs above New Jersey's own already nation-leading statewide average.
Who this fits
Best for: Best fits affordability-focused first-time buyers and urban-living seekers drawn to Camden's genuinely low purchase prices and real, direct Philadelphia rail access via PATCO and RiverLINE; those with a specific career tie to Camden's real, substantial employers (Subaru, Cooper University Health Care, Rutgers-Camden, Rowan); and buyers who weigh Camden's real, substantial, well-documented public-safety improvement since 2012 honestly against the city's still-elevated current crime rate rather than dismissing either fact.
Maybe not for you if: Probably not the right fit for anyone assuming Camden's real 2012-to-2024 crime improvement means the city's crime rate now runs at or below the national average -- it does not, even after real, substantial progress; anyone prioritizing a top-performing public school district without researching Camden's real, disclosed Renaissance-school alternatives directly; and anyone who would find a city still working through real, genuine economic hardship (a poverty rate several times the national average) a daily-life concern rather than a research data point to weigh against the real, ongoing recovery.
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