Taxes in Atlantic City
Atlantic City residents navigate two real, distinct tax layers: New Jersey's genuinely progressive, graduated state income tax (7 brackets, 1.4% to 10.75% above $1 million) and Atlantic City's own genuinely elevated property tax rate (approximately 3.45% effective), the latter shaped by a distinctive casino PILOT program set to expire at the end of 2026.
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Learn moreNew Jersey's Real, Graduated State Income Tax
New Jersey levies a genuinely progressive state income tax running 7 brackets from 1.4% up to 10.75% on income above $1 million -- a structurally different system from the flat-tax states covered elsewhere in this project. Movers should confirm current, specific bracket thresholds and any applicable deductions directly with the New Jersey Division of Taxation for their own income level, since the effective rate paid depends substantially on actual income rather than one single statewide figure.
Atlantic City's Own Elevated Property Tax, Explained
As detailed in full on the property-taxes topic page, Atlantic City's own median effective property tax rate runs approximately 3.45% -- above even New Jersey's already-highest-in-the-nation statewide average -- shaped in real, structural part by the casino PILOT program, which excludes the city's nine casinos from the ordinary ratable base and calculates their tax contribution from gross gaming revenue instead.
No Local Wage or Earned-Income Tax Layer Documented for Atlantic City
Unlike some Northeast municipalities covered elsewhere in this project (Newark's own additional 1.00% city earned-income tax, Pennsylvania's EIT system, Ohio's RITA/CCA municipal taxes), this research pass did not find evidence of a separate Atlantic City municipal wage or earned-income tax layer beyond the property tax discussed above -- New Jersey's municipal tax structure is generally simpler on this front than several of the other Northeast states covered in this project.
Sales Tax
New Jersey's statewide sales tax applies in Atlantic City; this pass did not independently confirm any Atlantic City-specific or Atlantic County-specific local sales-tax addition beyond the statewide rate. Confirm current specific rates directly with the New Jersey Division of Taxation.
Key takeaways
- New Jersey's state income tax is genuinely graduated (7 brackets, 1.4%-10.75% above $1 million) -- the effective rate a mover pays depends substantially on actual income level.
- Atlantic City's own effective property tax rate (~3.45%) runs above even New Jersey's already-highest-in-the-nation statewide average, shaped by the casino PILOT program.
- This pass did not find evidence of a separate Atlantic City municipal wage/earned-income tax layer -- simpler than several other Northeast municipalities covered in this project.
- Confirm current, specific New Jersey income tax bracket thresholds and any applicable deductions directly with the NJ Division of Taxation for a specific income level.
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