Living in Moultonborough, NH

Carroll County

Moultonborough is a real, genuinely affluent lakefront community on Lake Winnipesaukee's northern shore, part of New Hampshire's Lakes Region, home to Castle in the Clouds -- a real, historic 1913-1914 estate on Ossipee Mountain now operated as a popular museum and tourist attraction. Its year-round resident population ran approximately 5,837 as of a 2024 ACS estimate, up modestly from 5,586 at the 2020 Census, though its real, substantial second-home and seasonal population runs meaningfully higher during summer months. Moultonborough's own housing runs genuinely, substantially elevated: a median home price of approximately $850,000 as of 2026 sources, well above both the national median and New Hampshire's own already-high statewide figure, reflecting real, substantial lakefront and second-home demand. New Hampshire's real, defining tax tradeoff applies fully here: no broad-based income tax and no general sales tax, paired with a statewide property tax burden among the highest in the nation -- though Moultonborough's comparatively property-rich resort-town tax base likely moderates its specific mill rate relative to less affluent towns, a real, disclosed pattern this record has not confirmed with a specific, current town figure. Moultonborough's local economy centers on tourism, seasonal hospitality, and the broader Lakes Region's second-home economy.

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Housing

Median sale price$850,000

Moultonborough's own median home price ran approximately $850,000 as of 2026 sources reviewed -- substantially above both the national and New Hampshire statewide medians, driven by lakefront/second-home demand.

Taxes

Local effective property tax rate1.93%

Not independently sourced at the Carroll County level this session. New Hampshire carries no income tax statewide. See the New Hampshire hub page for the statewide property tax context -- do not treat that figure as Moultonborough-specific.

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The tradeoffs

Pros

A real, genuinely affluent Lake Winnipesaukee lakefront setting with Castle in the Clouds as a notable local landmark; New Hampshire's real no-income-tax, no-sales-tax structure; a comparatively property-rich resort-town tax base that likely moderates the local mill rate; a real, favorable statewide homeowners-insurance and low-hazard profile outside of lakeshore-specific considerations.

Cons

A genuinely, substantially elevated median home price (approximately $850,000) well above both national and New Hampshire statewide figures; New Hampshire's real, statewide-high property tax burden still applies, with Moultonborough's own specific mill rate not confirmed with confidence this pass; a narrow, tourism/second-home-oriented local job market with a confirmed, current named-employer list not found with confidence this pass; and lakeshore-specific flood and insurance considerations for waterfront properties.

Who this fits

Best for: Best fits affluent buyers, retirees, and second-home owners drawn to a genuine Lake Winnipesaukee lakefront setting and New Hampshire's real tax advantages, comfortable with substantially elevated home prices and a resort-town rather than commuter-town job market.

Maybe not for you if: Probably not the right fit for movers needing affordable housing or a diversified, year-round local job market -- Moultonborough's own home prices run substantially above both national and New Hampshire statewide medians, and its economy centers narrowly on tourism, seasonal hospitality, and second-home services.

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Last reviewed: 2026-08-28. Independent research; see individual metric entries above for source attribution. This is not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.