Cost of Living & Housing in Lancaster

Lancaster's cost of living combines a meaningfully affordable, appreciating housing market with New Hampshire's real no-income-tax, no-sales-tax structure -- set against Coos County's genuine, documented economic distress.

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A meaningfully affordable, appreciating housing market

Lancaster's own median home price ran approximately $280,000 (Ownwell average sale price), with Redfin's most recent reviewed month showing an even higher $310,000 median sale price -- up a real 19.7% year-over-year (base record).

A 1.92% effective property tax rate and a $3,700 median tax bill

Lancaster's own 1.92% effective property tax rate (Ownwell) runs close to New Hampshire's high statewide average (approximately 1.93%) but below Coos County's own 2.43% average, producing a $3,700 median annual tax bill (base record).

New Hampshire's no broad-based income tax and 8.5% Meals & Rooms Tax

New Hampshire has no broad-based tax on wages or salaries and no general sales tax, though it does levy a real, targeted 8.5% Meals & Rooms Tax on restaurant meals and lodging (base record; see new-hampshire.js).

Coos County's real, documented economic distress

Coos County carries an official 'distressed place-based economy' designation, with a per capita income ($36,850) well below the state average ($50,867) and a poverty rate (12%) nearly double the state's 7.2% figure -- Lancaster's own poverty rate ran 19.2% (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.