Property Taxes in Concord
Concord's property tax picture is the city's single most defining, honestly disclosed challenge -- the city's own cited effective rate (~2.77%, Ownwell) runs toward the high end even of New Hampshire's already-high statewide range, and more than 2.7x the ~1.02% national comparison figure this project uses consistently.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreNew Hampshire's Statewide Rate Is Genuinely Among the Highest Nationally
New Hampshire's real, statewide effective property tax rate is commonly cited in a roughly 1.6%-2.2% range depending on methodology and year, among the highest 2-4 states nationally -- the real tradeoff behind the state's no-income-tax, no-sales-tax headline, per this project's New Hampshire manifest research context.
Concord's Own Rate Runs Toward, and Somewhat Above, the High End of an Already-High State
Concord's 2025 tax year (billed into 2026) total municipal rate ran $29.11 per $1,000 assessed value in the main city district (city $10.18 + county $2.54 + local school $14.81 + state education $1.58) -- a real, cited nominal rate of approximately 2.911%. Ownwell separately cited a Concord-specific EFFECTIVE rate of approximately 2.77% in both 03301 and 03303.
A Real, Disclosed, Unresolved ZIP-Level Data Oddity
Ownwell cited the SAME 2.77% effective rate for both ZIP 03301 (median bill $7,872) and ZIP 03303 (median bill $6,912) -- a real, disclosed tension implying a real difference in typical assessed home values between the two ZIPs that this record's own research this pass did not fully reconcile.
The Broader Merrimack County Rate Runs Noticeably Lower
The broader Merrimack County effective rate was cited at approximately 1.60% -- noticeably lower than Concord's own city-specific citation, underscoring that Concord's local school and municipal levies drive its rate above the surrounding county's average.
Confirm a Specific Address Directly With the City of Concord
Given the real, disclosed intra-city data tension above, buyers and movers should confirm a specific target property's current assessed value, levy, and any applicable exemptions directly with the City of Concord Assessing Department rather than relying on a citywide average.
Key takeaways
- New Hampshire's statewide effective property tax rate (~1.6%-2.2%) is genuinely among the highest in the nation.
- Concord's own cited effective rate (~2.77%) runs toward, and somewhat above, the high end even of that already-high statewide range.
- A real, disclosed data oddity: the same 2.77% rate was cited for two Concord ZIP codes with different median tax bills ($7,872 vs. $6,912).
- The broader Merrimack County rate (~1.60%) runs noticeably lower than Concord's own city-specific citation.
- Confirm a specific property's current tax bill directly with the City of Concord Assessing Department.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Concord overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert