Housing Market in Kearney
Kearney's 2026 housing market runs genuinely more affordable than the national figure, with Redfin's cited median sale price at approximately $338,418 (up ~9.0% YoY) against a cited national median of approximately $408,776 -- a real, disclosed 17%-22% discount, appreciating notably faster than many larger markets.
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Learn moreA Genuinely Affordable, Fast-Appreciating Market
Redfin's cited median sale price ran approximately $338,418 as of June 2026 (up a real, notable ~9.0% YoY), while Zillow's cited average home value ran approximately $319,176 (up ~6.5% YoY, as of June 30, 2026). Both figures show Kearney appreciating meaningfully faster than the national market this pass, a real, disclosed trend worth noting rather than assuming static affordability.
A Real, Disclosed Discount Versus the National Median
Against Redfin's own cited 2026 national median sale price of approximately $408,776 (an all-time high per that report), Kearney's own figures run roughly 17%-22% below -- a real, genuine affordability advantage this record discloses precisely rather than overstating.
Neighborhood-Level Variance Was Not Researched to Comparable Depth This Pass
This record did not independently research Kearney neighborhood-level price variance to comparable depth this pass -- see the best-areas topic page for what this record did confirm about specific area character (the northwest side generally described as most desired, the east side as more affordable), and buyers should confirm current, specific listing and closed-sale data directly for a target neighborhood.
Budget for a Real, Genuinely High Property Tax Bill
As detailed on the property-taxes topic page, Buffalo County's own cited effective property tax rate (~1.45%, a median annual bill of approximately $3,435) runs well above the national median -- buyers should confirm a specific property's actual current tax bill directly with the Buffalo County Assessor.
Confirm a Target Property's Flood-Zone Status and Get a Real Insurance Quote
As detailed on the flood-hurricane-risk and homeowners-insurance topic pages, Kearney has real, documented residential areas within the Platte River's floodplain, and Nebraska is cited as the 5th most expensive U.S. state for homeowners insurance -- confirm a specific target property's current flood-zone status and get an actual quoted premium directly before removing contingencies.
Key takeaways
- Redfin's and Zillow's cited Kearney price figures cluster around $319,000-$338,000, roughly 17%-22% below the cited 2026 national median (~$408,776).
- Kearney's housing market appreciated notably faster than the national figure this pass (Redfin cited ~9.0% YoY, Zillow ~6.5% YoY).
- This record did not research Kearney neighborhood-level price variance in comparable depth this pass -- confirm current, address-specific data directly for a target area.
- Buffalo County's own effective property tax rate (~1.45%) runs well above the national median -- confirm a specific property's bill directly with the Assessor.
- Confirm a target property's flood-zone status and get an actual homeowners-insurance quote directly, given real Platte River floodplain and tornado/hail exposure.
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