Cost of Living in Holdrege

Holdrege's cost of living centers on a real, disclosed housing-data gap, offset by low crime and Nebraska's statewide tax structure.

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A real, unusually wide, unresolved housing-price spread

A cited median home price of $379,755 versus a separate cited average home value of only $158,574 -- a spread of more than $220,000 this record does not resolve to one number (base record).

Modest, below-national-average rent

Holdrege's cited average one-bedroom rent runs approximately $911/month, with two-bedroom units cited in the $1,050-$1,150 range (base record).

A genuinely high property tax rate

Ownwell's cited 1.69% effective rate runs well above the national median of ~1.02%, with a median annual bill (~$1,848) that still runs below the national median bill (base record).

Nebraska's real 4.55% top income tax rate

Nebraska's real, current 2026 income tax tops out at 4.55% (falling to a flat 3.99% by 2027), with Social Security fully exempt -- especially relevant given Holdrege's above-average senior population (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.