Taxes in Bellevue
Nebraska's real, current 2026 income tax cut (top rate down to 4.55% from 5.20%) and full exemptions for Social Security and military retirement income run genuinely favorable, alongside a genuinely high property tax burden and among the nation's most expensive homeowners insurance -- a real, honestly mixed overall tax picture this record discloses precisely.
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Learn moreNebraska's Real, Current 2026 Income Tax: A Substantial Cut, With More Coming
Nebraska applies a real, current 3-bracket graduated individual income tax for 2026: 2.46% on the first $4,130 (single; $8,260 MFJ), 3.51% from $4,130-$24,760 (single; $8,260-$49,520 MFJ), and a top 4.55% rate above those thresholds -- down substantially from a 5.20% top rate in 2025, with a further scheduled cut to 3.99% in 2027 disclosed by one source as contingent on revenue triggers rather than fully guaranteed.
Real, Significant Exemptions for Social Security and Military Retirement Income
Nebraska fully (100%) exempts Social Security retirement benefits from state income tax as of tax year 2024, and fully (100%) exempts military retirement income as of tax year 2022, with no election or form required -- both real, current, and directly significant for the substantial veteran and military-retiree population connected to Offutt Air Force Base.
Property Tax: Genuinely High, With a Real, Disclosed Local Spread
As detailed in full on the property-taxes topic page, Sarpy County's own cited effective rate runs approximately 1.69% (SmartAsset, Nebraska's second-highest county) to approximately 1.95% (Ownwell, Bellevue-specific) -- genuinely high both within Nebraska and nationally, with Nebraska's 2026 legislative session ending without new statewide relief.
Sales Tax and Vehicle Taxation
Bellevue's combined sales tax rate reaches 7% (Nebraska's 5.5% state rate plus a 1.5% local rate) -- a moderate rate nationally. Nebraska imposes no annual motor vehicle property tax, instead applying a one-time motor vehicle tax at initial registration plus modest annual registration fees; disabled and/or blind veterans additionally receive a real, current (as of January 1, 2026) exemption from this tax and fee on one personally-used vehicle.
Weigh the Full Tax Picture, Not Just Income Tax Alone
Nebraska's real, current 2026 income tax cut and genuinely significant retiree-income exemptions are real advantages -- but Bellevue's own genuinely high property tax burden and Nebraska's own genuinely expensive statewide homeowners insurance meaningfully affect the true cost of homeownership here. Movers should model their own full, specific tax-and-insurance picture rather than anchoring to income tax alone.
Key takeaways
- Nebraska's 2026 top income tax rate dropped to 4.55% (from 5.20% in 2025), with a further scheduled cut to 3.99% in 2027 disclosed as revenue-trigger-contingent by one source.
- Nebraska fully exempts Social Security (since 2024) and military retirement income (since 2022) -- real, significant benefits for the area's substantial veteran population.
- Sarpy County's effective property tax rate (~1.69%-1.95% depending on source) runs genuinely high both within Nebraska and nationally.
- Bellevue's combined sales tax (7%) runs moderate nationally; Nebraska imposes no annual motor vehicle property tax, and disabled veterans get a real motor-vehicle-tax exemption as of 2026.
- Model the full tax-and-insurance picture directly -- Nebraska's income tax cut and retiree exemptions are real advantages, but property tax and homeowners insurance run genuinely high.
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