Taxes & Insurance in Townsend
Townsend applies Montana's real 2026 tax structure, with a local property tax rate this record discloses as matching the statewide picture exactly rather than running a local premium or discount.
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Learn moreMontana's real 2026 income tax rate
Montana's individual income tax runs a two-bracket structure: 4.7% up to $47,500 (single/MFS) or $95,000 (MFJ), and a 5.65% top rate above those thresholds, applying in Townsend as statewide (base record).
Townsend's property tax matches the statewide anchor exactly
Ownwell cites Townsend's median effective property tax rate at 0.74% -- matching this project's own Montana statewide anchor rate exactly, a real, disclosed alignment (base record).
No general statewide sales tax
Montana levies no general statewide sales tax, and Townsend is not among the state's narrow list of resort-tax communities (base record).
Montana's real, elevated statewide homeowners-insurance picture
This pass did not independently confirm Townsend-specific homeowners-insurance data; Montana's statewide picture runs genuinely elevated (a $2,448-$4,814/year spread per this project's Montana state record) -- confirm current, address-specific quotes directly.
Key takeaways
- Montana's 5.65% top income tax rate and lack of a general sales tax both apply in Townsend.
- Townsend's 0.74% property tax rate matches Montana's own statewide anchor rate exactly.
- Montana's statewide homeowners insurance runs genuinely elevated -- confirm current local quotes directly.
- Broadwater County Treasurer's office is the best source for current, address-specific tax figures.
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