Cost of Living in Three Forks

Three Forks' cost of living runs genuinely higher than most other Montana Tier B markets, reflecting real Gallatin Valley/Bozeman-corridor demand this record discloses directly.

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Housing runs above the national median and other Montana Tier B markets

Three Forks' cited home prices ($377,500-$594,000 depending on source) run notably above the ~$408,776 national median and above every other Montana Tier B market this research pass covered (base record).

Property tax runs above Gallatin County's own median

Three Forks' own cited 0.93% effective property tax rate runs above Gallatin County's own 0.65% median and above Montana's own 0.74% statewide anchor (base record).

Montana's real 5.65% top income tax rate

Montana's real, current two-bracket income tax (4.7%/5.65% top rate) applies in Three Forks as statewide, with no general statewide sales tax (base record).

A genuinely higher local household income

Three Forks' median household income ($79,784) runs notably higher than this project's other Montana Tier B markets in this research pass, helping offset the higher cost base (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.