Housing in Shelby

Shelby's housing market runs genuinely affordable, with real, current price growth and a disclosed rent spread worth understanding directly.

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A genuinely affordable, appreciating market

The median property value ran $232,700 in 2024, up a real 13% from $206,000 in 2023 -- genuine appreciation even as prices remain well below national and Montana statewide averages (base record).

A below-average homeownership rate

Shelby's homeownership rate ran approximately 61%, below the 65.2% national average -- a real, disclosed data point worth understanding alongside the town's affordability (base record).

A real, disclosed rent spread

Rent estimates ranged from $590/month (Zillow, cited as the least expensive city in Montana to rent) to $678/month (a second source) to $972/month (2024 median gross rent, Census-derived) (base record).

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Given the 2024-vintage property-value figure and real, disclosed rent spread, confirm current listings and rental availability directly with a local agent or landlord.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.