Cost of Living in Havre

Havre's cost of living runs genuinely affordable, near the national baseline, driven substantially by housing costs well below both national and Montana statewide figures.

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A near-national-baseline cost-of-living index

Havre's cost-of-living index ran approximately 99 (vs. a 100 national baseline) -- essentially at, or slightly below, the national average.

Substantially affordable housing

Average home values ran approximately $223,782-$232,554, at roughly half the ~$467,919 Montana statewide average.

Montana's favorable tax structure applies statewide

No general statewide sales tax and a below-national property tax rate (~0.74%) apply in Havre as elsewhere in Montana.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.