Cost of Living & Housing in Eureka
Eureka's cost of living centers on genuinely affordable housing and a low local property tax rate, weighed against Lincoln County's own below-national income and above-state unemployment figures.
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Learn moreA median home price below Montana's statewide figure
Eureka's own median home price ran approximately $323,638 (Ownwell) -- genuinely below Montana's own statewide typical home value of approximately $467,919 (base record).
A 0.59% effective property tax rate and a $2,040 median tax bill
Eureka's own 0.59% effective property tax rate (Ownwell) runs below both the national median (1.02%) and Montana's own statewide anchor (approximately 0.74%-0.78%), producing a median annual tax bill of approximately $2,040 -- $360 below the national median property tax bill of $2,400 (base record).
Montana's 5.65% top income tax rate and no general sales tax
Montana's real, current 2026 individual income tax tops out at a 5.65% marginal rate on income above $47,500/$95,000, and the state levies no general statewide sales tax -- with no resort-tax carve-out found applying to Eureka itself this pass (base record).
Lincoln County's below-national income and above-state unemployment
Lincoln County's own median household income ran approximately $47,143 -- roughly 37.3% below the national median -- and its unemployment rate ran approximately 5.2% (2023), above Montana's statewide rate over that period. A confirmed, Eureka-town-specific figure distinct from these county figures was not found with confidence this pass (base record).
Key takeaways
- Eureka's median home price runs approximately $323,638 -- below Montana's own statewide typical home value.
- Eureka's own 0.59% effective property tax rate produces a median annual tax bill of approximately $2,040.
- Montana's 5.65% top income tax rate and absence of a general sales tax apply in Eureka as they do statewide.
- Lincoln County's median household income ($47,143) runs well below the national median -- confirm a town-specific figure directly.
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