Cost of Living in Deer Lodge
Deer Lodge's cost of living runs genuinely favorable on housing even as a real, disclosed wildfire-weather risk pushes homeowners insurance toward the higher end of Montana's statewide range.
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Learn moreHousing runs well below national and state averages
Zillow's $279,503 average home value runs well below both the national ($408,776) and Montana statewide ($467,919) comparison figures this project has documented (base record).
Deer Lodge's own property tax runs above Powell County and Montana statewide
Deer Lodge's 0.79% effective property tax rate is the highest in Powell County (versus the county's own 0.68% median) and above Montana's own 0.74% statewide anchor (base record).
Montana's real 5.65% top income tax rate, no sales tax
Montana's real, current two-bracket income tax (4.7%/5.65%) applies in Deer Lodge as statewide, alongside Montana's genuine NOMAD no-general-sales-tax status (base record).
A real, disclosed wildfire-driven insurance premium
Deer Lodge's own above-50%-annual wildfire-weather risk plausibly places it toward the higher end of Montana's $2,448-$4,814/year statewide homeowners-insurance range (base record).
Key takeaways
- Deer Lodge's housing runs genuinely affordable relative to both national and Montana statewide averages.
- Deer Lodge's own 0.79% property tax rate runs above both Powell County's and Montana's statewide anchor.
- Montana's 5.65% top income tax rate and no general sales tax both apply in Deer Lodge.
- A real, disclosed above-average wildfire risk plausibly elevates Deer Lodge's insurance costs within Montana's statewide range.
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