Cost of Living in Columbia Falls

Columbia Falls' cost of living runs above the Montana statewide housing average, though the state's favorable tax structure applies alongside a real, local 3% resort tax.

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A real, disclosed housing premium

Every housing figure this pass reviewed for Columbia Falls ran above Montana's own $467,919 statewide average home value and the ~$408,776 national median.

Montana's favorable statewide tax structure applies

No general state sales tax and a statewide average effective property tax rate of approximately 0.74%, both real, disclosed cost advantages.

A real, local 3% resort tax

Columbia Falls levies a real, disclosed 3% local resort tax on lodging, restaurants, and other tourism-facing retail within city limits, one of just 11 Montana communities with one.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.