Who Should NOT Move to St. Louis?

St. Louis is probably not the right fit for movers who require a stable or growing city-proper population as a hard filter, who treat an at-or-below-national-average citywide crime rate as non-negotiable, or who are unwilling to research whether a target address is inside the city or a specific St. Louis County jurisdiction before committing.

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Movers Who Require a Stable or Growing City-Proper Population

St. Louis's real, honest population trend -- a 7.7% city-proper decline from 2020-2025, more than any other major US city on a percentage basis, continuing a longer decline from an approximately 880,000 1950 peak -- makes it a poor fit for movers who specifically require a stable-or-growing city population as a screening criterion, even though the broader St. Louis, MO-IL metro (exceeding 2.8 million) remains real and comparatively stable.

Movers For Whom an At-or-Below-National-Average Crime Rate Is Non-Negotiable

As detailed in full on the crime-safety topic page, multiple aggregators cite St. Louis's citywide violent-crime rate as meaningfully above the national average, even amid a real, historic, ongoing homicide decline. Movers who treat an at-or-below-national-average citywide rate as a hard, non-negotiable requirement will find St. Louis's honestly-disclosed data does not clear that specific bar.

Movers Unwilling to Research the City-vs-County Distinction Before Committing

St. Louis's genuinely complex governmental split -- an independent city with no county government, adjacent to a real, separate St. Louis County containing dozens of its own municipalities -- requires real, direct research into a specific target address's jurisdiction, property tax rate, and school district. Movers unwilling to do that research before committing risk real confusion or an unwelcome surprise after move-in.

Movers Specifically Averse to Real, Elevated Tornado and River-Flood Risk

As detailed on the flood-hurricane-risk topic page, St. Louis carries real, current, and dated tornado risk (the May 16, 2025 EF3 tornado caused approximately $1.6 billion in damage) and real river-flood risk from the Mississippi. Movers specifically averse to this risk category, or unwilling to budget for Missouri's genuinely elevated homeowners-insurance premiums tied to it, should weigh this honestly before committing.

Movers Who Need Comprehensive, Citywide, Car-Optional Transit

Despite MetroLink's real, genuine light-rail investment, St. Louis remains genuinely car-dependent for most residents and most trips region-wide -- movers who specifically need comprehensive, citywide, car-optional transit coverage (not just a specific well-served corridor) will likely find St. Louis's real transit access falls short of that requirement.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.