Pros and Cons of Living in St. Joseph

St. Joseph's honest tradeoff is genuine, dramatic affordability and a distinct, independent economic base set against a genuinely elevated violent crime rate this record does not paper over.

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Real advantages

St. Joseph offers genuinely, dramatically affordable housing, a real 22% below-average overall cost of living, a distinct manufacturing/animal-health employment base (Triumph Foods, Boehringer Ingelheim, Nestlé Purina), and Missouri Western State University's real higher-education presence.

Real tradeoffs

St. Joseph's violent crime rate runs roughly double the national average, higher than more than 95% of Missouri communities; the city's population has seen a real, disclosed modest decline across the mid-2020s; and St. Joseph is genuinely independent of the Kansas City metro's commuter and rail infrastructure.

The net read

For affordability-focused buyers with a specific career tie to St. Joseph's real employers who research current crime conditions honestly, St. Joseph's advantages are genuine. For buyers prioritizing the lowest available crime rate, other Missouri Tier A markets in this dataset fit better.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.