Pros and Cons of Living in Kirkwood

Kirkwood's honest tradeoff is genuinely top-tier schools and safety set against a real, substantial housing-cost and property-tax premium relative to Missouri's statewide averages.

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Real advantages

Kirkwood offers a real, distinct historic identity (first planned commuter suburb west of the Mississippi, 1853), Kirkwood High School's National Blue Ribbon designation, a crime rate substantially below Missouri and national averages, and the region's only outlying Amtrak stop.

Real tradeoffs

Kirkwood's average home value ($446,811) runs well above Missouri's statewide average, and St. Louis County's effective property tax rate ranks #1 (highest) of Missouri's 115 counties; Kirkwood also sits within the St. Louis area's real, demonstrated tornado exposure zone.

The net read

For families and professionals prioritizing top-tier schools and low crime who can absorb the real cost premium, Kirkwood's advantages are genuine. For buyers prioritizing Missouri's lower-cost housing markets, other Missouri Tier A markets may fit better.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.