Moving to Chesterfield: Pros, Cons & What to Know

Moving to Chesterfield means moving to one of the St. Louis metro's most affluent, lowest-crime west-county suburbs -- with a genuine housing-cost premium and a real, honest flood history in Chesterfield Valley specifically worth understanding first.

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A genuinely strong safety and schools picture

Chesterfield's crime index runs roughly 69% below the national average, and the city splits between two real, top-ranked Missouri school districts (Rockwood, Parkway).

Budget for a real housing-cost premium

Zillow's $462,847 typical home value and Redfin's $590,000 median sale price both run well above Missouri and national averages -- confirm current listings for your target neighborhood.

Understand Chesterfield Valley's flood history

A 1993 Missouri River levee failure flooded Chesterfield Valley under 6-15 feet of water; the rebuilt levee now carries a 500-year flood rating, but confirm current flood-zone status for any valley property directly.

Key takeaways

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Read the full Chesterfield overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.