Cost of Living in Chesterfield
Chesterfield's cost of living runs above Missouri and national averages primarily through housing, though its effective property-tax rate actually runs below the broader St. Louis County median.
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Learn moreA real housing-cost premium
Zillow's $462,847 typical home value and Redfin's $590,000 median sale price both run well above Missouri statewide and national figures -- Chesterfield's affluence carries a real cost.
A property tax rate below the county median
Chesterfield's 1.21% effective property tax rate (per Ownwell) runs below St. Louis County's own 1.36% median -- a real, disclosed, comparatively favorable position within the county.
Missouri's flat state income tax applies
Missouri's real, flat 4.0% state income tax (effective January 1, 2026) applies statewide, including in Chesterfield -- see missouri.js for the full context.
Key takeaways
- Chesterfield's housing costs run well above Missouri and national averages.
- Chesterfield's 1.21% effective property tax rate runs below the St. Louis County median of 1.36%.
- Missouri's flat 4.0% state income tax applies statewide, including in Chesterfield.
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