Cost of Living & Housing in Camdenton

Camdenton's cost of living centers on genuinely affordable housing relative to both the national market and the broader Lake of the Ozarks tourism core, paired with a low county property tax rate.

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Housing more affordable than the Lake of the Ozarks tourism core

Camdenton's housing figures ran $243,900-$277,525 across sources reviewed this pass (Zillow's average: $277,525, down 0.1% year-over-year) -- at or below Missouri's own statewide average home value, and genuinely below the pricing documented for neighboring Lake Ozark's dam-adjacent tourism market, consistent with Camdenton's role as the region's inland, non-waterfront county seat (base record).

Camden County's low, disclosed property tax rate

Camden County carries a real, disclosed median effective property tax rate of 0.83% as of this research pass -- meaningfully below both the national median (~1.02%) and Missouri's own statewide 0.88%-0.97% effective range (base record).

A below-state-average income base tied to an inland service economy

Camdenton's median household income ran a real, disclosed $54,375 (2024), below Missouri's statewide figure (~$70,702) but consistent with the county seat's inland, service-and-healthcare-anchored economy rather than the higher-income seasonal/second-home pattern documented for neighboring Lake Ozark (base record).

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.