Retiring in Pearl
Retiring in Pearl offers genuinely affordable housing and a below-median property tax rate, alongside Mississippi's real, currently declining flat income tax.
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Learn moreMississippi's real, declining flat income tax
Mississippi taxes income above a $10,000 exemption at a flat 4% rate for 2026, scheduled to fall further to 3% by 2030 under a real, ongoing state law.
A genuinely below-median property tax rate
Pearl's effective property tax rate ran approximately 0.95%, below both the Rankin County (~0.99%) and Mississippi statewide (~1.31%) medians.
Healthcare access a short drive away
Pearl itself has no full-service hospital, but Merit Health River Oaks sits approximately 4.8 miles away in Flowood, with additional Jackson-metro hospital options nearby.
Key takeaways
- Mississippi's flat income tax is scheduled to keep falling toward 3% by 2030.
- Pearl's property tax rate (~0.95%) runs below both county and state medians.
- Full-service hospital access sits a short drive away in Flowood and Jackson.
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