Retiring in Pascagoula

Retiring in Pascagoula offers genuinely affordable housing and Mississippi's real, full retirement-income tax exemption, anchored by a real local hospital.

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Mississippi's real, full retirement-income exemption

Mississippi fully exempts Social Security, pensions, 401(k)s, IRAs, and other qualified retirement income from state tax, with no age or income limit -- a genuinely significant, current retiree benefit.

A genuinely affordable cost of living

Pascagoula's average home value ran approximately $146,072, well below the national median, though its effective property tax rate (~1.37%) leads Jackson County.

Real flood-risk and hurricane considerations

Retirees should weigh Pascagoula's real, catastrophic Katrina history and near-universal current flood exposure per First Street Foundation directly against its affordability advantages.

Key takeaways

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Read the full Pascagoula overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.