Homeowners Insurance & Natural Hazard Costs in Pascagoula
Pascagoula's hazard profile runs through real, catastrophic hurricane and flood exposure, alongside a real, wide, disclosed spread in cited insurance costs.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreReal, catastrophic hurricane and flood history
Hurricane Katrina (August 29, 2005) flooded approximately 90% of the city and killed 12 people county-wide -- Chevron's refinery itself avoided major flooding via a post-1998 perimeter dike.
Near-universal current flood risk per First Street
First Street Foundation cites approximately 99.8% of Pascagoula properties as carrying flood risk over a 30-year horizon, with 99.1% carrying some risk this year alone -- among the most flood-exposed cities in this project's dataset.
A real, wide, disclosed insurance-cost spread
Cited Pascagoula-specific homeowners-insurance figures ranged from approximately $794-$1,470/year to Mississippi's own statewide blended average of approximately $5,161/year -- confirm an actual current quote directly.
Key takeaways
- Katrina flooded ~90% of Pascagoula and killed 12 people county-wide in 2005.
- First Street Foundation cites 99.8% of Pascagoula properties as flood-exposed over 30 years.
- Confirm current, address-specific homeowners and flood insurance quotes directly given a real, wide cited cost spread.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Pascagoula overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert