Cost of Living in McComb
McComb's cost of living centers on genuinely affordable housing, offset by an above-national-and-state-median property tax rate and Mississippi's statewide-elevated insurance costs.
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Learn moreGenuinely affordable housing, with a real, disclosed caveat
Redfin's cited median sale price ran $149,000, well below the national median -- though up a striking 75.3% year-over-year, a figure this record flags as likely small-sample volatility rather than a stable trend (base record).
An above-national-and-state-median property tax rate
Ownwell cites McComb's effective property tax rate at 1.98% -- above both the national median (1.02%) and Mississippi's own statewide low benchmark (0.65%-0.74%), though the median dollar tax bill runs low (~$450) given McComb's modest home values (base record).
Mississippi's real, low 4.0% flat state income tax
Mississippi's real, current 2026 flat individual income tax rate is 4.0% (on income above $10,000 single/$20,000 MFJ), with Social Security and qualified retirement income fully exempt statewide (base record).
Mississippi's real, elevated statewide homeowners insurance and 7.0% sales tax
Mississippi's statewide homeowners insurance average spans $2,514-$5,161/year across sources, and the state sales tax runs 7.0% (5.0% on groceries, effective July 1, 2025) -- both apply in McComb as statewide (base record).
Key takeaways
- McComb's $149,000 median sale price runs genuinely affordable, though the YoY change likely reflects small-sample volatility.
- McComb's 1.98% effective property tax rate runs above the national and MS statewide median, but the dollar tax bill runs low.
- Mississippi's 4.0% flat state income tax (2026) applies statewide, including in McComb.
- Mississippi's statewide homeowners insurance ($2,514-$5,161/year) and 7.0% sales tax are real, disclosed costs.
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