Cost of Living in Madison

Madison's cost of living runs above the broader Jackson-metro norm on housing, offset by a below-median property tax rate and genuine local affluence.

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Above-median housing costs

Madison's median home value carries a real, disclosed cross-source spread ($271,100-$333,353), well above both Mississippi's statewide median (~$169,800) and the national median.

A notably below-median property tax rate

Madison's effective property tax rate (~0.76% city-level) runs notably below the Mississippi statewide median (~1.31%), despite Madison's high home values.

Genuine affluence offsets higher home prices

Madison's median household income (~$119,338) runs far above state and national medians, offsetting its above-median housing costs.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.