Taxes & Insurance in Long Beach
Long Beach applies Mississippi's real, low, flat 4.0% income tax alongside a real, disclosed elevated property tax rate and a genuinely unresolved insurance-cost picture this record discloses directly.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreMississippi's real, low 2026 income tax rate
Mississippi's flat individual income tax rate is a real, current 4.0% (tax year 2026, above a $10,000 exemption) -- applying in Long Beach as statewide, alongside a full exemption for qualified retirement income (base record).
Long Beach's elevated, disclosed property tax
Ownwell cites Long Beach's median effective property tax rate at 1.35% -- among the highest cited within Harrison County -- though this record discloses a real, unresolved spread against this project's own separately-sourced Mississippi statewide anchor of approximately 0.65% (base record).
A 7.00% state sales tax, with a grocery-tax cut
Mississippi's real 7.00% base state sales tax rate applies in Long Beach, alongside the state's real, dated July 1, 2025 cut of the grocery-food rate to 5% (base record).
A real, disclosed, unresolved homeowners-insurance tension
One Long Beach-specific source cites a low $819-$1,115/year range, directly in tension with this project's documented, much higher Gulfport-Biloxi metro figures ($7,459/year 2026 projection) -- confirm a current, address-specific quote directly (base record).
Key takeaways
- Mississippi's flat income tax rate is a real, current 4.0% (2026), applying in Long Beach as statewide.
- Long Beach's property tax runs elevated (1.35% effective rate, $1,511 median bill per Ownwell).
- Mississippi's 7.00% base sales tax rate applies, with a July 2025 grocery-tax cut to 5%.
- Homeowners-insurance figures carry a real, disclosed, unresolved tension -- confirm a current quote directly.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Long Beach overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert