Taxes in Horn Lake
Horn Lake's tax picture combines a genuinely counterintuitive, high effective property tax rate with Mississippi's real, statewide flat income tax and full retirement-income exemption.
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Learn moreDeSoto County's highest property tax rate
Horn Lake's effective property tax rate ran approximately 2.23% per Ownwell -- cited as the HIGHEST rate within DeSoto County, running substantially above both the Mississippi statewide median (~1.35%) and the national median (~1.02%).
A genuine tradeoff versus lower home prices
This record discloses this real, notable within-county distinction directly: despite Horn Lake's genuinely more affordable home prices relative to Southaven and Olive Branch, its property TAX RATE runs higher than either.
Mississippi's real, full retirement-income exemption
Mississippi fully exempts qualified retirement income -- Social Security, pensions, IRAs, and post-retirement-requirement 401(k) distributions -- from state income tax, statewide.
Key takeaways
- Horn Lake's effective property tax rate (~2.23%) is cited as the highest in DeSoto County.
- Mississippi's 2026 flat 4.0% income tax (above a $10,000 threshold) applies statewide.
- Qualified retirement income (Social Security, pensions, IRAs, 401(k)s) is fully exempt from Mississippi state tax.
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