Housing Market in Gulfport

Gulfport's 2026 housing market runs genuinely affordable, and this record discloses a real, disclosed spread across three separate cited value measures: Zillow's average home value ran approximately $206,371 (up ~0.7% YoY), while a separate source cited a median PRICE near $230,315 (down ~1.6% YoY) -- figures that moved in opposite directions, a real, disclosed nuance.

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A Genuinely Affordable Market, With a Real, Disclosed Cross-Source Spread

Gulfport's average home value ran approximately $206,371 per Zillow's most recent 2026 reporting (up approximately 0.7% year-over-year, as of May 31, 2026). A separate source cited a median home PRICE of approximately $230,315 (DOWN approximately 1.6% YoY -- the opposite direction from Zillow's figure), and a third source cited a median ESTIMATED value of approximately $223,377. This record discloses all three rather than picking whichever reads most favorable.

A Real, Current Shift Toward a Buyer's Market

Homes went to pending sale in a real, cited median of approximately 30 days, with 438 homes actively for sale as of January 2026 -- inventory UP a real, cited 45% year-over-year, a real, disclosed shift toward more buyer selection and negotiating leverage.

This Record Did Not Research Neighborhood-Level Price Variance to the Same Depth This Pass

This record did not research Gulfport's specific neighborhood-by-neighborhood price variance (downtown, beachfront, inland Harrison County areas) in comparable detail this pass -- see the best-areas topic page for what this record did confirm, and buyers should confirm current, specific listing and closed-sale data directly for a target neighborhood.

Confirm a Target Property's Flood-Risk and Elevation Status Before Committing

As detailed on the flood-hurricane-risk topic page, First Street Foundation cites approximately 35.2% of Gulfport properties as currently carrying flood risk. Mississippi's real floodplain rules require new/substantially-improved structures in flood-hazard areas to elevate at least one foot above Base Flood Elevation -- confirm a specific parcel's current designation directly before removing contingencies.

Budget for the Real Property Tax and Currently-Elevated Insurance Costs on Top of the Purchase Price

As detailed on the property-taxes and homeowners-insurance topic pages, Gulfport's own cited median effective property tax rate runs approximately 1.11% (above the national median but below Mississippi's own statewide median), and the city's own average homeowners premium ran approximately $5,626/year excluding flood insurance -- both real, ongoing costs buyers should factor precisely into total cost of ownership.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.