Property Taxes in Biloxi

Biloxi property tax runs through Mississippi's real, current assessment-and-exemption mechanism this record discloses precisely: owner-occupied residential property is assessed at 10% of true value, with a $7,500 Homestead Exemption, producing Biloxi's own cited median effective rate of approximately 0.98% -- running above Mississippi's own low statewide average despite the state's generally favorable tax reputation.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

Mississippi's Real Assessment-and-Homestead-Exemption Mechanism

Mississippi assesses owner-occupied (Class I) residential property at a real, current 10% of true (market) value -- that assessed value is then taxed at local millage rates, with the real, current Homestead Exemption exempting the first $7,500 of ASSESSED value from taxation, worth up to approximately $300 off the actual bill. This record discloses this real mechanism directly rather than reducing it to one flat percentage.

Biloxi's Own Cited Effective Rate Runs Above Mississippi's Low Statewide Average

Ownwell cites Biloxi's own median effective property tax rate at approximately 0.98%, with Harrison County's broader median cited at approximately 1.05% -- both running genuinely ABOVE Mississippi's own statewide average (cited in a 0.58%-0.72% range across sources reviewed this pass), a real, disclosed, honest nuance this record does not blur even though Mississippi has a general reputation for low property taxes.

A Real, Disclosed Cross-Source Spread on the Mississippi Statewide Figure

This record discloses a real, genuine cross-source spread on Mississippi's own statewide effective property tax rate: Tax Foundation cited approximately 0.58%, SmartAsset cited approximately 0.65%, and a separate source cited approximately 0.72% -- a real, disclosed spread this record does not resolve to one number.

Confirm Current Homestead Exemption Eligibility Directly

Mississippi's Homestead Exemption is available to owner-occupants and can meaningfully reduce a specific homeowner's actual tax bill -- confirm current eligibility requirements and the application process directly with the Harrison County Tax Assessor's Office, since it generally must be filed with the county rather than applied automatically.

Confirm the Actual Certified Rate and Resulting Bill for a Specific Property

Given the real, disclosed cross-source spread on both city/county and statewide comparison figures, confirm the actual current property tax bill for a specific Biloxi property directly with the Harrison County Tax Assessor's Office rather than relying on any single figure in this file.

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Biloxi overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.