Housing Market in Biloxi
Biloxi's 2026 housing market runs genuinely more affordable than the national figure, and this record discloses a real, substantial spread between average and median-sold-price measures: Zillow's average home value ran approximately $226,754 (up ~0.6% YoY), while a separate source cited a median SOLD price near $295,000 across actual 2026 closings.
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Learn moreA Genuinely Affordable Market With a Real, Disclosed Average-vs-Median Gap
Biloxi's average home value ran approximately $226,754 per Zillow's most recent 2026 reporting (up approximately 0.6% year-over-year), going to pending sale in a real, cited median of approximately 46 days. A separate source (Resideline) cited a considerably higher median SOLD price of approximately $295,000 across 405 tracked closings as of August 2026, with the middle half of those sales closing between $220,000 and $367,000 -- a real, substantial spread this record does not resolve to one number.
This Record Did Not Research Neighborhood-Level Price Variance to the Same Depth This Pass
This record did not research Biloxi's specific neighborhood-by-neighborhood price variance (near-beach vs. inland, for instance) in comparable detail this pass -- see the best-areas topic page for what this record did confirm about specific areas, and buyers should confirm current, specific listing and closed-sale data directly for a target neighborhood.
Budget for a Property-Specific Flood-Risk Assessment Before Making an Offer
As detailed on the flood-hurricane-risk topic page, First Street Foundation cites approximately 61.1% of all Biloxi properties as carrying flood risk over a 30-year horizon -- confirm directly whether a target property sits in a flagged flood-risk area, its Base Flood Elevation status, and whether an Elevation Certificate is required, before making an offer.
Budget for the Real, Elevated Property Tax Rate on Top of the Purchase Price
As detailed on the property-taxes topic page, Biloxi's own cited median effective property tax rate runs approximately 0.98% (Ownwell), with Harrison County's broader median running approximately 1.05% -- both running above Mississippi's own low statewide average, a real, ongoing cost buyers should factor precisely into their total cost of ownership.
Confirm a Property's Insurability and an Actual Quoted Homeowners-Insurance Premium Directly
As detailed on the homeowners-insurance topic page, every source reviewed this pass cited Biloxi-specific averages well above national norms, and standard policies generally exclude flood damage entirely. Get an actual, current quoted premium (and confirm separate flood-insurance requirements and cost) directly with a carrier before removing contingencies.
Key takeaways
- Biloxi's average home value ran approximately $226,754 as of June 2026 per Zillow, up approximately 0.6% year-over-year; a separate source cited a considerably higher median SOLD price near $295,000.
- This record did not research neighborhood-level price variance in comparable depth this pass -- confirm current listing data directly for a target area.
- Approximately 61.1% of Biloxi properties currently carry flood risk over a 30-year horizon per First Street Foundation -- confirm a target property's status directly before making an offer.
- Biloxi's own cited median effective property tax rate runs approximately 0.98%, with Harrison County's broader median at approximately 1.05% -- both above Mississippi's low statewide average.
- Get an actual, current homeowners-insurance quote (and confirm separate flood-insurance needs) directly with a carrier before removing contingencies.
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