Housing Market in St. Cloud

St. Cloud's housing market runs genuinely the most affordable among this Minnesota Tier A wave, with a real, disclosed spread in exactly how much a typical home costs depending on which source's methodology is used.

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A real, disclosed source spread

Zillow's average home value ran $247,028 (up ~2.9% YoY); a July 2026 listing median ran $312,000; NeighborhoodScout separately cited $321,577; Redfin-area figures clustered near $290,000.

Growth is genuinely slowing

Redfin's own reporting on the St. Cloud market notes price growth has begun to slow, with housing expected to become somewhat more affordable as wage growth outpaces price growth.

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Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.