Living in Roseville, MN

Ramsey County

Roseville is a genuine Ramsey County inner-ring Twin Cities suburb, one of only two Twin Cities suburbs geographically adjacent to BOTH Minneapolis and St. Paul. Incorporated in 1948, Roseville was primarily farmland and nurseries until the 1930s, then boomed with nearly 1,600 new single-family homes added from 1950-1954 alone. Roseville's single most distinctive commercial fact is real and specific: Rosedale Center, opened in 1969 (164 stores, 1,149,487 square feet), draws a real, documented 10-14 million visitors annually -- #2 in Minnesota mall foot traffic behind only the Mall of America. Roseville is also home to the nation's FIRST Target store and the John Rose Minnesota OVAL, the largest outdoor refrigerated ice sheet in North America. Roseville's population is genuinely, modestly declining (-0.47%/year this pass), a real, honest distinction from this batch's growing or stable Minnesota markets. Home values ran a real, closely aligned $374,900-$378,600 this pass, comfortably above Minnesota's statewide median. Roseville's effective property tax rate (1.35%, Ownwell) runs above both the national median and Minnesota's own statewide cluster, in line with Ramsey County's own 1.34% median. Roseville's crime rate runs genuinely, substantially elevated this pass -- 89 incidents per 1,000 residents -- a real, disclosed figure this record pairs honestly with a structural retail-hub daytime-population caveat (Rosedale Center's millions of annual visitors) rather than using that context to explain the figure away. Roseville's genuinely above-threshold senior share (22.5%, the highest in this batch) and median age (41.1) are why this record uses retiring rather than best-areas as its ninth topic.

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Housing

Median sale price$374,900

Taxes

Local effective property tax rate1.35%

Not independently sourced at the Ramsey County level this session. Minnesota's top state income tax rate is 9.85%. See the Minnesota hub page for the statewide property tax context -- do not treat that figure as Roseville-specific.

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The tradeoffs

Pros

A real, singular commercial identity (Rosedale Center's 10-14 million annual visitors, the nation's first Target store, the John Rose MN OVAL); a genuinely rare dual-adjacency position bordering both Minneapolis and St. Paul; a real, closely aligned cross-source home-value figure with less pricing uncertainty than some markets in this batch; and a solid B-average school district (Roseville Area Schools).

Cons

A real, substantially elevated overall crime rate (89 per 1,000) that this record discloses directly rather than softening, even with a real, structural retail-hub daytime-population caveat noted; a property tax rate above both the national median and Minnesota's own statewide cluster; a genuinely, modestly declining population (-0.47%/year) distinct from this batch's growing markets; and Minnesota's real, statewide 2025 homeowners-insurance rate spike and Social Security taxation exposure that apply here as everywhere in Minnesota, made more directly relevant by Roseville's genuinely older population.

Who this fits

Best for: Best fits retirees and movers prioritizing dense retail and commercial access (Rosedale Center, dual Minneapolis/St. Paul adjacency) who confirm current, address-specific crime data directly and weigh this record's disclosed, retail-hub-adjacent crime figures against their own risk tolerance.

Maybe not for you if: Probably not the right fit for movers prioritizing a low, unambiguous crime rate above other factors, or anyone assuming a genuinely elevated cited crime figure is fully explained away by retail-hub daytime population -- this record discloses that context without using it to dismiss the underlying, real number.

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Last reviewed: 2026-08-27. Independent research; see individual metric entries above for source attribution. This is not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.