Cost of Living in Moorhead
Moorhead's cost of living centers on genuinely affordable housing, offset by a property tax rate that runs a real, disclosed outlier above Minnesota's own statewide median.
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Learn moreGenuinely affordable housing
Moorhead's housing ran a real, disclosed $294,000 (median sale) to $310,000 (median list) this pass -- genuinely affordable relative to the national median and the Twin Cities markets in this dataset.
A real, disclosed property tax outlier
Moorhead's own effective property tax rate ran 1.47% -- the highest in Clay County and genuinely above Minnesota's own statewide median (1.13%) and the national median (1.02%). This record does not soften that fact.
Minnesota's 4-bracket income tax, no local layer
Minnesota's real, genuine 4-bracket state income tax runs 5.35% to 9.85% (on income over ~$193,240 for single filers, 2026), applying statewide including in Moorhead, with no additional local city income tax.
Key takeaways
- Moorhead's housing runs genuinely affordable ($294,000-$310,000) relative to the national and Twin Cities markets.
- Moorhead's own property tax rate (1.47%) is a real, disclosed outlier above Minnesota's 1.13% statewide median.
- Minnesota's flat-bracket state income tax (5.35%-9.85%) applies with no local city income tax add-on.
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