Taxes & Insurance in Fridley

Fridley carries Anoka County's above-national 1.04% effective property tax rate, Minnesota's distinctive 4-bracket income tax, and Minnesota's real, current 2025 homeowners-insurance rate spike.

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Anoka County's property tax, above the national median

Fridley's median effective property tax rate (1.04%, Ownwell) runs above the 1.02% national median, within Anoka County's real, disclosed 0.94%-1.04% cross-source band -- and Anoka County approved a real 9.4% levy increase for 2026 (county portion only).

Minnesota's 4-bracket income tax, with a genuine Social Security quirk

Minnesota's real, progressive state income tax (5.35%-9.85% over approximately $193,240 for single filers, 2026) applies in Fridley exactly as statewide -- with no local piggyback layer, but a genuine outlier in still taxing Social Security above an income-based exemption.

Minnesota's real 2025 insurance rate spike

No Fridley-specific insurance premium was found this pass, but Minnesota's homeowners insurance rose a real, current 34% in 2025 alone -- the steepest of any state nationally, driven overwhelmingly by hail -- with statewide premiums running $2,200-$3,654/year depending on source.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.