Pros and Cons of Living in Bloomington
Bloomington, MN's real pros and cons run genuinely two-sided: a real, distinct commercial/retail-hub and airport-adjacent identity unlike any other Minnesota market, set against Minnesota's genuinely high income-tax rate, Hennepin County's elevated property tax, and a real, disclosed elevated crime rate.
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Learn morePro: A Real, Genuinely Distinct Commercial/Retail-Hub Identity
Bloomington's real, direct home to the Mall of America (the largest U.S. mall by leasable space, 40 million-plus annual visitors) and its direct MSP airport adjacency give it a genuinely distinct identity unlike any other Twin Cities suburb or Minnesota market -- no other market in this project's Minnesota buildout shares this specific combination.
Pro: A Real, Genuine Employer Base and Genuinely Moderate Housing
HealthPartners' own headquarters, The Toro Company's own headquarters, and Mall of America's own approximately 13,000-employee tenant base give Bloomington a real, diversified employer mix, while its average home value ($370,580) runs genuinely moderate for the Twin Cities metro.
Con: Minnesota's Genuinely High Income Tax and Hennepin County's Elevated Property Tax
Minnesota's state income tax tops out at 9.85% -- among the nation's highest rates -- and Hennepin County's own effective property tax rate (approximately 1.15%-1.19%) is the highest of Minnesota's 87 counties, a real, genuine combined tax burden movers should weigh directly.
Con: A Real, Disclosed Elevated Crime Rate and Rising Insurance Costs
NeighborhoodScout's own figures place Bloomington's crime rate above approximately 99% of Minnesota communities (with the real, genuine daytime-population caveat documented on the crime-safety topic page), and Minnesota's own homeowners-insurance costs rose approximately 34% in 2025 alone -- real, disclosed costs worth weighing seriously.
Key takeaways
- Pro: a real, genuinely distinct commercial/retail-hub identity -- direct home to Mall of America and directly adjacent to MSP airport.
- Pro: a real, diversified employer base (HealthPartners HQ, Toro HQ, Mall of America) and genuinely moderate Twin Cities-metro housing costs.
- Con: Minnesota's genuinely high 9.85% top income-tax rate and Hennepin County's highest-in-state effective property tax rate.
- Con: a real, disclosed elevated crime rate and Minnesota's sharply rising homeowners-insurance costs (approximately 34% higher in 2025 alone).
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