Retiring in Apple Valley

Retiring in Apple Valley offers a real, genuinely low property tax rate and a below-national crime rate, balanced against no in-city hospital and Minnesota's disclosed Social Security taxation.

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Dakota County's genuinely low property tax for retirees

Dakota County's own effective property tax rate (0.98%-1.09%) runs genuinely below several other Twin Cities metro counties -- a real, meaningful advantage for retirees on a fixed income.

Minnesota's Social Security tax quirk

Minnesota is a real, current outlier in still taxing Social Security above an income-based exemption ($86,410 single/HOH, $110,780 joint, 2026) -- confirm current, specific rules directly with a tax professional.

No in-city hospital -- weigh this honestly

Apple Valley has no in-city hospital; retirees should weigh the drive to M Health Fairview Ridges Hospital in Burnsville honestly against their own health needs.

Key takeaways

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Read the full Apple Valley overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.