Cost of Living in Muskegon

Muskegon runs genuinely affordable on housing -- roughly 39% below Michigan's own statewide average -- though property taxes run above national and state medians at both the county and city level.

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Genuinely affordable housing relative to the state average

Muskegon's housing figures carry a real, disclosed spread ($155,003-$170,000 depending on citation), all running roughly 39% below Michigan's own statewide average home value of $269,972.

A real, disclosed rent spread across sources

Muskegon's average rent carries a real, disclosed spread across sources ($1,029-$1,389), with apartments ($1,198) the most affordable rental option and houses ($1,695) the most expensive.

Michigan's flat 4.25% income tax plus Muskegon's own 1% local rate

Michigan's real flat 4.25% state income tax applies, and the City of Muskegon itself levies a real, current 1% resident city income tax (0.5% nonresident), verified directly via the city's own official page -- combining to an approximate 5.25% total rate for residents.

Property taxes run above national and state medians

Muskegon County's own effective property tax rate ran 1.26% and the City of Muskegon's own rate ran approximately 1.10% -- both above the national median (1.02%) and the Michigan statewide median (1.05%), a real cost to budget for despite the city's affordable home values.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.