Pros and Cons of Living in Ferndale

Ferndale's honest trade-off pairs a real, distinct arts-and-LGBTQ+-friendly identity and meaningfully affordable housing against a more modest school-district academic profile and no local hospital.

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Pro: a real, distinct community identity and walkable downtown

Ferndale's genuine LGBTQ+-friendly identity (Affirmations, Michigan's first openly gay mayor in 2007) and Great-American-Main-Street-recognized downtown on the Woodward Avenue corridor are real, distinct advantages versus most Oakland County suburbs.

Pro: meaningfully affordable housing and no city income tax

Ferndale's housing runs genuinely more affordable than neighboring Royal Oak's or Novi's, and Ferndale levies no city income tax on top of Michigan's flat 4.25% state rate.

Con: a more modest school-district academic profile

Ferndale Public Schools' state test proficiency (23% math / 39% reading) runs genuinely more modest than several other Oakland County districts documented elsewhere in this project -- a real, disclosed trade-off for schools-focused families.

Con: no local hospital, and a real, disclosed property-crime tension

No hospital sits physically within Ferndale, and this record discloses a real internal tension in crime data -- violent crime runs well below average, but property crime runs closer to national parity.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.