Climate in Bay City

Bay City's climate runs a genuine humid continental pattern, moderated somewhat by its proximity to Lake Huron and Saginaw Bay.

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Cold winters, warm summers -- with some lake moderation

January/February average temperatures run 24°F/27°F, and June/July average temperatures run 74°F/82°F, with a broader annual range of 14°F-83°F.

A real, disclosed wide snowfall spread across sources

Average annual snowfall carries an unusually wide, real, disclosed 45-114 inch spread across sources this record does not resolve to one number -- most citations cluster toward the lower-middle of that range, comparable to Saginaw's own figures.

Moderate annual precipitation

Annual precipitation runs approximately 33 inches, with most falling in June per one source.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.