Taxes in Lowell
Lowell's tax picture runs close to Massachusetts's own statewide averages rather than standing out as a severe outlier in either direction.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreA property tax rate close to the statewide average
Lowell's FY2026 nominal residential rate ran $11.35 per $1,000 of assessed value, translating to a real, disclosed effective rate of approximately 1.15% on market value -- close to Massachusetts's own statewide average (1.00%-1.17%).
Massachusetts's statewide flat income tax applies
Lowell residents pay Massachusetts's real flat 5% state income tax on most income, with the state's additional 4% surtax applying only above $1,107,750 of taxable income -- see massachusetts.js for the full disclosure.
A single, uniform statewide sales tax
Massachusetts's simple, single 6.25% statewide sales tax applies in Lowell with no local add-on, alongside real exemptions for most clothing and grocery food.
Key takeaways
- Lowell's effective property tax rate (~1.15%) runs close to the Massachusetts statewide average.
- Massachusetts's flat 5% state income tax (plus surtax above $1,107,750) applies identically in Lowell.
- A single, uniform 6.25% statewide sales tax applies with no local add-on.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Lowell overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert