Cost of Living in Lowell
Lowell's cost of living runs genuinely more affordable than the Massachusetts statewide picture on housing specifically, with a property tax burden close to, not above, the state's own average.
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Learn moreHousing costs well below the state average
Lowell's typical home value ($425,330, per Zillow) runs substantially below Massachusetts's $667,265 statewide average and $687,847 statewide median sale price.
A property tax rate close to the state average
Lowell's effective property tax rate (approximately 1.15%) runs close to Massachusetts's own statewide average (1.00%-1.17%) -- not a severe outlier, unlike some other Massachusetts Tier A markets in this project.
Massachusetts's statewide income and sales tax apply
Lowell residents pay Massachusetts's real flat 5% state income tax (plus the 4% surtax above $1,107,750 of taxable income) and the state's single, uniform 6.25% sales tax -- see massachusetts.js for the full statewide disclosure.
Key takeaways
- Lowell's typical home value runs genuinely below Massachusetts's statewide average.
- Lowell's effective property tax rate runs close to, not above, the Massachusetts statewide average.
- Massachusetts's statewide flat income tax and uniform sales tax apply identically in Lowell.
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