Taxes & Insurance in Hingham
Hingham's FY2026 property tax runs under a single, unclassified rate with real relief for qualifying seniors, layered onto Massachusetts's statewide income, sales, and homeowners-insurance picture.
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Learn moreA single, unclassified rate with senior relief
Hingham's FY2026 tax rate is $10.47 per $1,000 assessed value, applying identically across residential, commercial, and other property classes -- unlike Brookline's classified split-rate system elsewhere in this batch. Hingham offers real property-tax relief programs for qualifying seniors specifically, consistent with the town's broader senior-services investment.
Massachusetts's flat 5% income tax, plus the millionaires surtax
Massachusetts's real flat 5% state income tax applies statewide, with an additional 4% surtax on taxable income above $1,107,750 (a combined effective 9% top rate) -- see this project's Massachusetts state hub record for the full disclosure.
Coastal exposure worth budgeting for
No Hingham-specific homeowners-insurance premium figure distinct from Massachusetts's own real, disclosed statewide spread ($1,226-$2,634/year) was found this pass. Given Hingham's direct Hingham Harbor/Hingham Bay waterfront exposure and high home values, expect quotes toward the higher end of that range or above it for waterfront-adjacent properties -- confirm current, address-specific quotes directly with a carrier.
Key takeaways
- Hingham's FY2026 single, unclassified rate ($10.47/1000) applies identically across property classes, with relief for qualifying seniors.
- Massachusetts's flat 5% income tax (plus a 4% surtax above $1,107,750) and 6.25% sales tax apply statewide, including in Hingham.
- Waterfront-adjacent Hingham properties should budget for the higher end of Massachusetts's statewide insurance range given direct coastal exposure.
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