Cost of Living in Haverhill

Haverhill's cost profile is genuinely more moderate than many Massachusetts markets in this dataset, with housing and property-tax figures both running comparatively favorably against the statewide averages.

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A comparatively moderate average home value

The average Haverhill home value is $553,567 as of May 31, 2026 (Zillow), up 2.3% year-over-year -- a real, substantial cost in absolute terms, but genuinely below several Greater Boston Tier A/A+ markets in this dataset. A separate median-sale-price figure ran around $500,000 as of February 2025, though that data point is now over a year old.

A property tax rate and bill near the Massachusetts average

Haverhill's effective property tax rate is cited at 1.07%, with a median annual tax bill of $5,082 -- genuinely in line with the Massachusetts statewide average effective rate, and meaningfully below the statewide FY2026 average bill of $7,838, reflecting Haverhill's more moderate home values.

Statewide taxes apply the same way here as anywhere in Massachusetts

Massachusetts's uniform 6.25% statewide sales tax (no local add-on) and flat 5% state income tax rate (plus a 4% surtax above $1,107,750 of taxable income) apply identically in Haverhill -- see massachusetts.js for the full statewide disclosure.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.