Cost of Living in Chicopee
Chicopee's cost of living centers on a real, genuine housing-affordability advantage relative to Massachusetts's statewide average, paired with a real, disclosed above-average property tax rate.
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Learn moreGenuinely affordable housing relative to the state
Chicopee's median sale price ran $324,823 as of June 2026 (Redfin, up 2.5% year-over-year), with Zillow's own average value at approximately $312,658 and a separately-cited Movoto figure of $298,950 -- all well below Massachusetts's statewide average home value of $667,265.
A property tax rate above the state average
Chicopee's FY2026 residential property tax rate ran $15.24 per $1,000 of assessed value -- an effective rate of approximately 1.524%, cited as running approximately 22% above the Massachusetts statewide average nominal rate, and above the state's 1.00%-1.17% average effective rate.
A moderate median household income
Chicopee's median household income is cited in a real $58,603-$66,808 range, with a poverty rate of 17.33% and 6.5% unemployment (November 2025) -- both figures more moderate than neighboring Holyoke's, per this pass's sourcing.
Massachusetts's statewide flat income tax and uniform sales tax apply
Massachusetts's real flat 5% state income tax (with the 4% surtax above $1,107,750) and uniform 6.25% sales tax with no local add-on apply in Chicopee as everywhere else in the state.
Key takeaways
- Median sale price ($298,950-$324,823 across 2026 sources) runs well below Massachusetts's $667,265 statewide average.
- Chicopee's property tax rate ($15.24/$1,000) runs above the state average despite the city's lower home values.
- Median household income ($58,603-$66,808) and poverty rate (17.33%) are real, moderate figures relative to some Pioneer Valley neighbors.
- Massachusetts's statewide flat 5% income tax and uniform 6.25% sales tax apply here as everywhere else in the state.
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