Cost of Living in Towson

Towson's cost of living centers on genuinely moderate Baltimore-metro housing costs, layered onto Baltimore County's own property and piggyback income tax rates.

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Moderate housing costs for the Baltimore metro

Towson's average home value ran $458,024 per Zillow (up 1.7% YoY) -- a real, disclosed cross-source spread ran as high as $483,274 depending on the specific boundary.

Baltimore County's property and income tax rates

Baltimore County's effective property tax rate ran a real, disclosed 1.07%, close to Maryland's statewide figure, while its local piggyback income tax rate ran 3.2% this pass, matching the state maximum.

Above-national median household income

Towson's real, disclosed median household income ($90,951) runs well above the national median, helping offset the area's cost structure for many households.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.