Cost of Living & Housing in Leonardtown
Leonardtown's cost of living centers on a real, disclosed housing-price spread worth confirming directly, set against St. Mary's County's genuine Pax River-driven affluence and a local income tax rate that actually decreased for 2026.
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Learn moreA real, disclosed housing-price spread worth confirming directly
Leonardtown's housing ran a real, disclosed median home value near $375,000 as of 2024, with a separately-cited, notably higher median sale price of $490,305 -- a genuine cross-source spread this record does not resolve into one figure given the two metrics' differing methodologies. Homeownership ran approximately 63%. Confirm current, specific comparable-sale pricing directly with a local agent (base record).
A real, disclosed effective property tax rate near the national median
Leonardtown's median effective property tax rate ran a real, disclosed 1.03% -- slightly above the national median (1.02%) but below Maryland's own statewide median of 1.21%; typical tax bills ran $2,600-$5,200, averaging approximately $3,995 (base record).
St. Mary's County's local income tax rate actually DECREASED for 2026
St. Mary's County's local 'piggyback' income tax rate ran a real, disclosed 3.00% in 2026 -- down from 3.10% in FY2025, a genuinely distinct decrease against Maryland's broader 2025-26 trend of several counties raising local rates, still layered atop the state's 2%-6.5% bracket structure (base record).
A real, disclosed high county median household income
St. Mary's County's economy is genuinely anchored by Naval Air Station Patuxent River, the county's largest employer at nearly 22,000 employees, which drove the county's own 2023 median household income to a real, disclosed $114,580 -- above Maryland's statewide figure, helping offset Leonardtown's housing costs (base record).
Key takeaways
- Leonardtown's housing carries a real, disclosed cross-source spread ($375,000 median value vs. $490,305 median sale price) -- confirm current pricing directly with a local agent.
- Leonardtown's 1.03% median effective property tax rate sits just above the national median but below Maryland's statewide median.
- St. Mary's County's local income tax rate actually decreased for 2026 (3.10% to 3.00%), a genuinely distinct trend against several other Maryland counties.
- St. Mary's County's $114,580 median household income (2023), driven by Naval Air Station Patuxent River employment, runs above Maryland's statewide figure.
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